Working-capital finance
Cover wages, suppliers, stock or other day-to-day costs when money is due before customer payments arrive.
Explore working-capital financeBusiness funding options
Compare funding options for what your business needs now.
Tell us how much you need, what it's for and when you need it. A business-finance specialist will review your enquiry, talk through your situation and identify the funding routes worth exploring.
Check your funding options
What do you need funding for?
Start with the reason you need finance.
A short gap while you wait for customers to pay is different from buying equipment or investing in longer-term growth. The purpose, timing and way your business gets paid can all affect which options are worth considering.
Business loans
A lump sum may suit a planned cost or investment when regular repayments fit your business's cash flow.
Compare business-loan optionsInvoice finance
If unpaid business invoices are tying up cash, factoring or invoice discounting may be worth comparing.
Understand invoice financeMerchant cash advance
If your business takes regular card payments, funding repaid from future card sales may be one option.
See how card-sales funding worksAsset refinance
Company-owned vehicles or equipment may sometimes be used to release cash without selling them outright.
Learn about asset refinanceBusiness loan calculator
Try different amounts, terms and rates to see illustrative monthly and total repayments.
Use the calculatorThe reason behind the enquiry
What does the money need to do?
Most enquiries start with a practical need: paying wages while waiting for a customer, buying stock before a busy period, meeting a tax bill, taking on a contract or investing before the return arrives.
Start with what the money needs to achieve, how much you need and when you need it. Then compare how the repayments fit your cash flow, the total cost, any security or personal guarantee, and what happens if you repay early or miss a payment.
How it works
Start with a short funding check.
01
Tell us what you need
Tell us about your business, how much funding you need and what you need it for.
02
Talk through the situation
A business-finance specialist reviews your enquiry and discusses what is happening in the business.
03
Identify the routes worth exploring
The specialist can explain which funding routes may fit and what would be needed to take the next step.
UK Loan Experts is a trading style of Mills Commercial Finance Limited. The website provides general business-finance information, not financial advice.
Check funding options