Working-capital finance
Cover wages, suppliers, stock or other day-to-day costs when money is due before customer payments arrive.
Explore working-capital financeBusiness funding options
Get your best-fit business funding options within 24 hours.
Complete a two-minute check. A business-finance specialist will assess your business, compare the funding routes available and return with a clear shortlist of suitable options—without multiple applications or an initial credit check.
What do you need funding for?
Start with the reason you need finance.
A short gap while you wait for customers to pay is different from buying equipment or investing in longer-term growth. The purpose, timing and way your business gets paid can all affect which options are worth considering.
Business loans
A lump sum may suit a planned cost or investment when regular repayments fit your business's cash flow.
Compare business-loan optionsInvoice finance
If unpaid business invoices are tying up cash, factoring or invoice discounting may be worth comparing.
Understand invoice financeMerchant cash advance
If your business takes regular card payments, funding repaid from future card sales may be one option.
See how card-sales funding worksAsset refinance
Company-owned vehicles or equipment may sometimes be used to release cash without selling them outright.
Learn about asset refinanceBusiness loan calculator
Try different amounts, terms and rates to see illustrative monthly and total repayments.
Use the calculatorThe reason behind the enquiry
What does the money need to do?
Most enquiries start with a practical need: paying wages while waiting for a customer, buying stock before a busy period, meeting a tax bill, taking on a contract or investing before the return arrives.
Start with what the money needs to achieve, how much you need and when you need it. Then compare how the repayments fit your cash flow, the total cost, any security or personal guarantee, and what happens if you repay early or miss a payment.
How it works
One short check. A clear funding shortlist.
01
Complete the two-minute check
Tell us about your business, how much funding you need and what you need it for.
02
A specialist assesses the options
A business-finance specialist reviews the business and compares the funding routes available.
03
Get your shortlist within 24 hours
You receive suitable options, the strongest next route and what is needed to proceed.
UK Loan Experts is a trading style of Mills Commercial Finance Limited. The website provides general business-finance information, not financial advice.
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