UK Loan Experts Terms & Conditions

Last Updated: 24 May 2024

1. Introduction

These Terms and Conditions govern your use of the UK Loan Experts website and services. By accessing our website or using our services, you agree to these terms.

2. Service Description

UK Loan Experts operates as an independent information resource and introducer. We are not a lender. Our services include:

  • Providing information about various business finance options available in the UK.
  • Connecting businesses seeking finance with suitable third-party financial partners who are authorised and regulated by the Financial Conduct Authority where applicable.
  • Assisting with the initial information gathering process for finance applications passed to our partners.

3. Eligibility

To use our services, you must:

  • Be a registered business in the United Kingdom
  • Have been trading for at least 6 months
  • Be at least 18 years old
  • Have authority to apply for business finance

4. Application Process

By submitting a loan application, you:

  • Confirm all information provided is accurate and complete
  • Authorize us to conduct necessary credit checks
  • Agree to our data processing terms
  • Understand that submission does not guarantee approval

5. Fees and Charges

Our brokerage service may include fees. All fees will be:

  • Clearly disclosed before any commitment
  • Only charged after successful loan approval
  • Detailed in your loan agreement

6. Disclaimer

While we strive to provide accurate information and connect you with suitable partners:

  • UK Loan Experts is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial advice. Information provided on this website is for general guidance only.
  • We do not guarantee loan approval or acceptance by our third-party partners.
  • Interest rates, fees, and loan terms are indicative and subject to change based on the lender's assessment and market conditions.
  • Final loan terms are determined solely by the lender upon completion of their assessment.
  • Always seek independent advice from an FCA-regulated financial advisor before making financial decisions.

7. Limitation of Liability

UK Loan Experts shall not be liable for:

  • Indirect or consequential losses
  • Decisions made by lenders
  • Technical issues beyond our control

8. Contact Information

For questions about these terms, contact us at:
Email: legal@ukloanexperts.co.uk
Phone: 020 3432 1722